We possess extensive expertise in pricing, strategy, and financial management of supplemental health products, enhancing major medical coverage with services tailored to accident, critical illness, fixed indemnity, and dental plans.
We provide critical insights into financial status by analysing reserves, benchmarking performance against industry standards, and employing projection models to clarify future operational risks and outcomes.
We support the implementation and management of captive insurance companies, enhancing the efficiency of risk management programs across various risk types including employee benefits and provider stop loss.
We deploy advanced actuarial tools to navigate clients through the complex and evolving competitive landscapes of the commercial market, delivering strategic insights that foster long-term business success.
As trusted actuarial partners to North African insurance regulators, we can effectively enhance rate review processes, improve market affordability, and analyse the impact of regulatory changes.
Our team applies cutting-edge machine learning techniques to develop predictive models that unlock significant project potential and drive analytical breakthroughs in the healthcare sector.
We assist healthcare providers in identifying and managing risks under diverse reimbursement arrangements, benefiting from our extensive experience across various payers and payment models.
We collaborate with stakeholders across North Africa, with a particular focus on Libya, to interpret and analyse significant regulatory changes, providing an independent and authoritative voice in policy discussions that shape the region's healthcare landscape.
We guide clients through North Africa's regulatory landscapes, and provide expert analysis and testimony within Libya's legal context, drawing on extensive empirical research and sector-specific expertise to support case arguments effectively.
We provide strategic counsel on life and annuity product structuring, execute intricate pricing strategies aligned with market demands, and assist organisations in refining their financial reporting processes to ensure methodological accuracy, compliance with international standards, and investor confidence.
We construct advanced analytics platforms and dashboards that synthesise complex data streams, offering actionable insights that drive strategic management and operational adjustments.
Utilising cutting-edge analytical techniques, our predictive models refine assumptions and improve experience studies, enhancing forecasting and decision-making, coupled with conducting exhaustive risk reviews and developing risk measurement frameworks tailored to meet regulatory demands.
We conduct detailed actuarial analyses and deliver wide-ranging due diligence for securitisation initiatives and reserve financing.
We offer specialised advisory services to regulatory bodies across North Africa, providing deep actuarial insights that facilitate informed policymaking and effective enforcement.
We engineer technology solutions and develop, enhance, and evaluate actuarial models, facilitating transitions during conversions—ensuring continuity, accuracy, and alignment with computational advancements for dynamic analysis and forecasting.
Our analyses encompass market appetite reviews, alongside qualitative and quantitative assessments to gauge competitive landscapes.
With extensive experience in model risk management, validation, and governance, we validate models to meet regulatory requirements, mitigate financial risks, enhance model performance, and comply with ERM validation standards.
We enhance underwriting and pricing strategies with predictive modelling that bolsters business segment profitability and streamlines claims mitigation, while also managing essential processes and functions to optimise operations and reduce costs.
We design innovative insurance products for emerging risks, support rate filing, and assist with the regulatory approval process in North Africa, particularly Libya.
We determine adequate rate needs and appropriate classification relativities that accurately reflect exposure characteristics.
We provide expert testimony in regulatory proceedings and support compliance with local and international governance models, assisting in general business dispute litigations particularly in Libya.
We conduct thorough loss reserve analyses and ensure reinsurance policies meet specific accounting treatments, providing necessary modelling and documentation for auditor reviews in Libya.
We deliver transformative actuarial services that yield insightful benefits, enhancing analytical capabilities.
We assist clients exploring non-traditional risk management solutions such as self-insurance, captives, trusts, and risk retention groups by conducting detailed cost-benefit analyses to inform their decision-making processes.
We facilitate benchmarking exercises that enable clients to compare their claim experiences with industry peers, identifying areas for improvement and enabling effective resource allocation and negotiation strategies.
We construct sophisticated capital models to provide deep insights into risk, aiding in strategic discussions and determining the economic capital required for retained business lines at specified confidence levels to mitigate insolvency or adverse outcomes.
We perform in-depth cash flow analyses and collateral negotiations, delivering independent actuarial valuations to ensure equitable dealings with insurance carriers.
We conduct thorough analyses to ascertain the liabilities assumed or released by clients during mergers, acquisitions, or loss portfolio transfers, evaluating their impact on financial statements.
We apply advanced risk analytics within organisational portfolio management, capital planning, and strategic business operations, enhancing financial performance, capital adequacy, and broadening risk oversight and governance.
We provide expert legal support and testimony in Libya, offering essential insights for resolving disputes and facilitating trial proceedings.
We conduct loss reserve analyses and provide actuarial opinions, including sophisticated risk provisioning and time value adjustments, alongside specialised advisory services for captive insurers that cover feasibility studies and strategic consultations to bolster operational effectiveness and financial substantiation.
We provide targeted support for loyalty programmes, conducting breakage and redemption analyses, and offer a warranty service model to optimise programme effectiveness.
We offer specialised services to healthcare providers, including loss reserving, claim cost forecasting, cost allocations, and premium optimisation to manage liabilities effectively.
We deliver actuarial forecasts of future claim costs and cash flows, enhancing insurance program loss monitoring with sophisticated statistical techniques to improve claims process efficiency, streamline risk management, reduce operational costs, and bolster resilience across client portfolios.
We design and implement advanced metrics to monitor and quantify the financial impacts of safety initiatives, enhancing risk mitigation strategies.
We analyse and advise on the optimal balance between risk retention and risk transfer, assessing the probability of claim outcomes, associated cost implications including capital charges, and aligning with the client’s risk appetite.
We integrate telematics data into traditional actuarial evaluations, significantly refining liability assessments and positively impacting retained loss metrics.
